What is a rewards card? It is a 2% reward program. Membership is $90 vs. $50, but they pro-rate membership if you are in the middle of your year. If you spend $200 or more at BJ’s each month, this reward program would be helpful to you. Members are issued a gift card to use the 2% rewards at clubs, or at the club gas stations. Rewards are mailed out half-way through your membership year, and at the end of your membership year. Your total rewards are printed at the bottom of each receipt, or you can check your balance online.