Have you thought about making a budget? Have you heard all this talk about saving money and needing a budget to do it?
Here is a sneak peek at a post I wrote over on The Frugal Farm Girl.
Read the entire article here.
I mean what could it hurt to have less debt and more money? It’s something we all want.
It’s something my husband and I longed for. So we decided to do it. The whole Budgeting thing. We decided to get serious and stop living in the shift of the worldly ways. We stopped listening to what society tells us about spending and questioned what it said instead.
Why do we need to finance everything?
Why aren’t we paying cash for a car?
Why do we put everything on our credit card?
In two years we paid it all off. Five years later we are on an aggressive path to paying off the mortgage in under 10 years. ( You can read more about our story here.)
11 Reasons You’re Failing at Your Budget
You start your budget halfway through the month
If you start each month just going along like usual and then a week and a half later realize you have spent more then you should, it’s because you didn’t start your budget at the beginning of the month.
Starting your budget at the beginning of the month allows you to know where your money is going to be spent- before you spend it. It gives you some room to breathe to see if there is anything coming up that may need extra money, and allows you to better plan for it.
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